Hello and Good Evening. Anyone who finds themselves in financial difficulties and are struggling to make ends meet must be totally confused as to where to get help. The MSE forum has a section called Debt Free Wannabe, a good place to start where help and support is offered from those in similar situations. Sadly though, there are an increasing amount of people who sign up with the first commercial debt management company they come across, then find that not all of their monthly payments are going towards reducing their debt. The company is keeping a large amount to pay for their services.
I've had an email from Paul Farnsworth who is running a campaign at Derbyshire Districts Citizens Advice Bureau, to promote free debt management services. I think most people know that the CAB offer a free advice service, but not many know that they can sort out the whole Debt Management Plan for you, and it won't cost you a penny.
Paul is keen to promote the CAB Fee Free campaign, and wants to get the message across that you NEVER have to pay for debt help. People can visit their blog here for more information on spreading the word. Derby District CAB is also on Twitter, you don't have to sign up to read it. The National CAB website is also a good place to find out where your nearest office is. So if you are needing help don't fall for all the advertising hype you see from commercial companies, about helping you to get rid of your debt, they will charge you. Get free advice from the CAB.
While on the subject, read up on what Martin Lewis says about tackling your debt problem. There you will find lots of useful stuff to help you get started towards debt freedom. There are other free charities which can help you to set up a plan.
Christians Against Poverty.
So much free advice out there, never pay for help with sorting your debts out. Do not sign up with a commercial company, I can't emphasize that enough.
Thank you for the email, Paul, I hope I have got that message across loud and clear, best of luck with your campaign.
Thanks for popping in. Catch you tomorrow. Toodle pip.